# Joint Board Of Trustees For The Rocky Mtn Employers Health Benefit Pla 401(k) Plan
Source: https://planprovider.pro/companies/joint-board-of-trustees-for-the-rocky-mtn-employers-health-benefit-pla-846044454-501

> Joint Board Of Trustees For The Rocky Mtn Employers Health Benefit Pla's 401(k) plan: 8,950 participants, plan year 2024 financials, providers, and benchmark…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Joint Board Of Trustees For The Rocky Mtn Employers Health Benefit Pla

- **Sponsor EIN:** 846044454

- **Sponsor Address:** 5511 W. 56TH AVENUE, ARVADA, CO, 80002

- **Plan Type:** 401(k)

- **Plan Number:** 501

- **Total Participants:** 8,950

- **Total Assets:** $41.3M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|8,950|$41.3M|$118.2M|$6.0M|

| 2023|8,864|$40.4M|$118.4M|$5.8M|

| 2022|8,829|$31.4M|$113.0M|$5.7M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| UMR, INC.|Other Service Provider|$2,882,955|$97,961|$2,980,916|

| ZENITH AMERICAN SOLUTIONS|Other Service Provider|$2,123,927|—|$2,123,927|

| THE SEGAL COMPANY (MIDWEST), INC.|Other Service Provider|$299,519|—|$299,519|

| DELTA DENTAL OF COLORADO|Other Service Provider|$295,823|—|$295,823|

| REINHART BOERNER VAN DEUREN S.C.|Other Service Provider|$264,435|—|$264,435|

| SPENCER FANE LLP|ERISA Attorney|$203,090|—|$203,090|

| MINES AND ASSOCIATES, INC.|Other Service Provider|$189,596|—|$189,596|

| OPTUM RX|Other Service Provider|$139,398|$46,217|$185,615|

| HORIZON ACTUARIAL SERVICES, LLC|Other Service Provider|$131,050|—|$131,050|

| LEGACY PROFESSIONALS LLP|Auditor|$70,477|—|$70,477|

| TRILOGY CONSULTING GROUP, INC.|Other Service Provider|$34,234|—|$34,234|

| NORTHERN TRUST COMPANY|Other Service Provider|$16,707|—|$16,707|

| LAZARD ASSET MANAGEMENT|Other Service Provider|$16,575|—|$16,575|

| SEGAL MARCO ADVISORS|Other Service Provider|$11,250|—|$11,250|

| FRSECURE, LLC|Other Service Provider|$5,196|—|$5,196|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [SPENCER FANE LLP](https://planprovider.pro/provider/spencer-fane-llp) — ERISA Attorney

- [LEGACY PROFESSIONALS LLP](https://planprovider.pro/provider/legacy-professionals-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $6,828,410

- **Estimated Expense Ratio:** 16.523% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$3,310,597|$27,825|$1,810,106|$48,742|—|

| 2023|$3,515,423|$17,721|$1,730,319|$51,706|—|

| 2022|$3,433,545|$19,173|$1,930,941|—|$980,312|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/joint-board-of-trustees-for-the-rocky-mtn-employers-health-benefit-pla-846044454-501)

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