# Intl Assoc Of Heat & Frost Insulators & Allied Workers Local Health & Welfare Plan
Source: https://planprovider.pro/companies/intl-assoc-of-heat-frost-insulators-allied-workers-local-631149541-501

> Intl Assoc Of Heat & Frost Insulators & Allied Workers Local's Health & Welfare plan: 119 participants, plan year 2024 financials, providers, and benchmarks…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Intl Assoc Of Heat & Frost Insulators & Allied Workers Local

- **Sponsor EIN:** 631149541

- **Sponsor Address:** P.O. BOX 1449, GOODLETTSVILLE, TN, 370701449

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 119

- **Total Assets:** $9.0M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|119|$9.0M|$1.8M|$157,238|

| 2023|121|$8.7M|$1.7M|$160,709|

| 2022|135|$8.1M|$1.9M|$165,661|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BLUE CROSS BLUE SHIELD OF ALABAMA|Other Service Provider|$109,857|—|$109,857|

| SOUTHERN BENEFIT ADMINISTRATORS|Other Service Provider|$73,200|—|$73,200|

| BHA CONSULTING LLC|Other Service Provider|$25,991|—|$25,991|

| HIGHLAND CAPITAL MANAGEMENT|Other Service Provider|$21,226|—|$21,226|

| DANIELS, IRWIN & AYLOR, CPAS|Auditor|$14,250|—|$14,250|

| REGIONS BANK|Other Service Provider|$8,598|—|$8,598|

| AMALGAMATED BANK|Other Service Provider|$5,716|—|$5,716|

| REYNOLDS CONSULTING SERVICES LLC|Other Service Provider|$5,700|—|$5,700|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [DANIELS, IRWIN & AYLOR, CPAS](https://planprovider.pro/provider/daniels-irwin-and-aylor) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $264,538

- **Estimated Expense Ratio:** 2.951% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$281,681|$32,642|$73,200|$14,250|—|

| 2023|$286,187|$31,284|$73,200|$16,625|—|

| 2022|$299,128|$30,886|$73,200|—|$30,540|

## Similar Plans

- [Board Of Trustees - Southeast Laborers Supplemental Pension Fund](https://planprovider.pro/companies/board-of-trustees-southeast-laborers-supplemental-pension-fund-300625287-001) — 7,142 participants

- [Sheet Metal Workers National Health Fund](https://planprovider.pro/companies/sheet-metal-workers-national-health-fund-521466749-501) — 4,309 participants

- [Southern Operators Health Fund Board Of Trustees](https://planprovider.pro/companies/southern-operators-health-fund-board-of-trustees-432067325-501) — 3,209 participants

- [Southeast Laborers Health Fund](https://planprovider.pro/companies/southeast-laborers-health-fund-237100845-501) — 2,810 participants

- [Upright Holdings, INC.](https://planprovider.pro/companies/upright-holdings-inc-401k-plan) — 2,212 participants

- [Bd Of Trustees - Millwright L.U. No. 1554 Supplemental Pension Plan](https://planprovider.pro/companies/bd-of-trustees-millwright-l-u-no-1554-supplemental-pension-plan-plan) — 2,172 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/intl-assoc-of-heat-frost-insulators-allied-workers-local-631149541-501)

© 2026 PlanProvider.Pro