# International Association Of Heat And Frost Insulators And Allied Wor Health &amp; Welfare Plan
Source: https://planprovider.pro/companies/international-association-of-heat-and-frost-insulators-and-allied-wor-386058688-501

> International Association Of Heat And Frost Insulators And Allied Wor&#39;s Health &amp; Welfare plan: 198 participants, plan year 2024 financials, providers, and be…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** International Association Of Heat And Frost Insulators And Allied Wor

- **Sponsor EIN:** 386058688

- **Sponsor Address:** 700 TOWER DRIVE #300, TROY, MI, 480982808

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 198

- **Total Assets:** $13.3M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|198|$13.3M|$4.6M|$606,363|

| 2023|177|$11.7M|$4.1M|$609,575|

| 2022|183|$10.3M|$4.5M|$635,910|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BLUE CROSS BLUE SHIELD OF MICHIGAN|Other Service Provider|$249,013|—|$249,013|

| BENESYS, INC|Other Service Provider|$82,003|—|$82,003|

| NOVARA LAW|Other Service Provider|$75,674|—|$75,674|

| MICHAEL G. BUCK|Other Service Provider|$35,700|—|$35,700|

| HEALTH PLAN ADVOCATE|Other Service Provider|$15,083|—|$15,083|

| SEGAL CONSULTING|Other Service Provider|$14,648|—|$14,648|

| WRUBEL WESLEY & CO CPAS|Other Service Provider|$10,850|—|$10,850|

| AMERICAN GRAPHICS PRINTING|Other Service Provider|$7,919|—|$7,919|

| MARQUETTE ASSOCIATES|Other Service Provider|$7,500|—|$7,500|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $498,390

- **Estimated Expense Ratio:** 3.757% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$232,432|$7,500|$75,601|$12,427|—|

| 2023|$204,891|$7,500|$72,720|$10,450|—|

| 2022|$219,946|$12,943|$68,112|—|$103,890|

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