# I.A.T.S.E. Local 489 Health & Welfare Plan
Source: https://planprovider.pro/companies/i-a-t-s-e-local-489-822883853-501

> I.A.T.S.E. Local 489's Health & Welfare plan: 571 participants, plan year 2025 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** I.A.T.S.E. Local 489

- **Sponsor EIN:** 822883853

- **Sponsor Address:** P.O. BOX 100235, PITTSBURGH, PA, 15233

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 571

- **Total Assets:** $154,905

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|571|$154,905|$0|$0|

| 2024|575|$180,089|$0|$26,280|

| 2023|591|$197,486|$0|$19,524|

| 2022|593|$247,663|$0|$80,295|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CYPHER & CYPHER CPA'S|Other Service Provider|$7,332|—|$7,332|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $7,332

- **Estimated Expense Ratio:** 4.733% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$46,404|—|—|$7,332|—|

| 2024|$26,213|—|—|$7,046|—|

| 2023|$29,251|—|—|$6,639|—|

| 2022|$27,931|—|—|—|$8,048|

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