# Howard Companies, LLC 401(k) Plan
Source: https://planprovider.pro/companies/howard-companies-llc-401k-plan-001-5412

> Howard Companies, LLC's 401(k) plan: 445 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Howard Companies, LLC

- **Sponsor EIN:** 825245412

- **Sponsor Address:** 2916 KENTUCKY AVENUE, INDIANAPOLIS, IN, 46221

- **Plan Type:** 401(k)

- **Total Participants:** 445

- **Total Assets:** $18.1M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|445|$18.1M|$1.2M|$1.7M|

| 2023|344|$9.6M|$648,102|$1.2M|

| 2022|340|$7.4M|$607,896|$1.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| SHEPHERD FINANCIAL INVESTMENT ADVIS|INVESTMENT ADVISOR|$34,588|—|$34,588|

| CBIZ CPA'S PC|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $34,588

- **Estimated Expense Ratio:** 0.191% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$34,588|$34,588|—|—|—|

| 2023|$22,769|$22,769|—|—|—|

| 2022|$13,903|—|$13,903|—|—|

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