# Houston Federal Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/houston-federal-credit-union-401k-plan

> Houston Federal Credit Union's 401(k) plan: 179 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Houston Federal Credit Union

- **Sponsor EIN:** 746050685

- **Sponsor Address:** 16320 KENSINGTON DRIVE, SUGAR LAND, TX, 77479

- **Plan Type:** 401(k)

- **Total Participants:** 179

- **Total Assets:** $11.8M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|179|$11.8M|$507,451|$837,400|

| 2023|176|$10.1M|$476,991|$781,363|

| 2022|175|$8.1M|$405,347|$679,678|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| RAYMOND JAMES|INVESTMENT ADVISOR|$28,077|—|$28,077|

| EMPOWER ANNUITY INSURANCE COMPANY|RECORDKEEPER|$22,670|—|$22,670|

| DOEREN MAYHEW ASSURANCE|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [DOEREN MAYHEW ASSURANCE](https://planprovider.pro/provider/doeren-mayhew-assurance) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $50,747

- **Estimated Expense Ratio:** 0.430% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$52,721|$30,051|—|—|—|

| 2023|$43,781|$25,750|—|—|—|

| 2022|$40,802|—|$40,802|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/houston-federal-credit-union-401k-plan)

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