# Heat And Frost Insulators Local 47 Retirement Savings Trust Fund DC Plan
Source: https://planprovider.pro/companies/heat-and-frost-insulators-local-47-retirement-savings-trust-fund-plan

> Heat And Frost Insulators Local 47 Retirement Savings Trust Fund's DC plan: 365 participants, plan year 2024 financials, providers, and benchmarks from Form…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Heat And Frost Insulators Local 47 Retirement Savings Trust Fund

- **Sponsor EIN:** 932682845

- **Sponsor Address:** 6525 CENTURION DRIVE, LANSING, MI, 489179275

- **Plan Type:** DC

- **Total Participants:** 365

- **Total Assets:** $1.0M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|365|$1.0M|$932,258|$0|

| 2023|248|$181,375|$190,487|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| TIC MIDWEST|NONE|$37,222|—|$37,222|

| MEKETA INVESTMENT GROUP|NONE|$25,000|—|$25,000|

| BENDA, GRACE, STULZ & COMPANY, P.C.|NONE|$12,000|—|$12,000|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $74,222

- **Estimated Expense Ratio:** 7.132% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$81,588|$25,000|$35,000|$12,000|—|

| 2023|$19,765|—|$8,750|$5,000|—|

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