# Heat And Frost Insulators And Allied Workers Local 47 Retirement DB Plan
Source: https://planprovider.pro/companies/heat-and-frost-insulators-and-allied-workers-local-47-retirement-plan

> Heat And Frost Insulators And Allied Workers Local 47 Retirement's DB plan: 283 participants, plan year 2024 financials, providers, and benchmarks from Form…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Heat And Frost Insulators And Allied Workers Local 47 Retirement

- **Sponsor EIN:** 386059001

- **Sponsor Address:** 6525 CENTURION DRIVE, LANSING, MI, 489179275

- **Plan Type:** DB

- **Total Participants:** 283

- **Total Assets:** $54.6M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|283|$54.6M|$4.1M|$0|

| 2023|230|$49.5M|$3.0M|$0|

| 2022|204|$45.0M|$2.8M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BENDA, GRACE, STULZ & COMPANY, P.C.|Auditor|$16,400|—|$16,400|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $16,400

- **Estimated Expense Ratio:** 0.030% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$321,846|$55,000|$56,202|$16,400|—|

| 2023|$235,473|$55,000|$53,275|$15,800|—|

| 2022|$245,835|$56,457|$53,275|—|$58,142|

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