# Guardiantrac, LLC Dba Gt Independence 401(k) Plan
Source: https://planprovider.pro/companies/guardiantrac-llc-dba-gt-independence-401k-plan

> Guardiantrac, LLC Dba Gt Independence's 401(k) plan: 392 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Guardiantrac, LLC Dba Gt Independence

- **Sponsor EIN:** 320112072

- **Sponsor Address:** 215 BROADUS ST., STURGIS, MI, 49091

- **Plan Type:** 401(k)

- **Total Participants:** 392

- **Total Assets:** $8.3M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|392|$8.3M|$680,023|$1.1M|

| 2023|395|$6.3M|$462,798|$743,645|

| 2022|386|$4.5M|$399,208|$632,333|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| SOUTHERN MICHIGAN BANK & TRUST|INVESTMENT ADVISOR|$17,810|—|$17,810|

| KDP RETIREMENT PLAN SERVICES, INC|CONTRACT ADMIN|$5,850|$3,349|$9,199|

| RSM US LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [RSM US LLP](https://planprovider.pro/provider/rsm-us-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $27,009

- **Estimated Expense Ratio:** 0.324% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,869|—|$1,869|—|—|

| 2023|$1,449|—|$1,449|—|—|

| 2022|$3,101|—|$3,101|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/guardiantrac-llc-dba-gt-independence-401k-plan)

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