# Guaranty Bancshares, INC. 401(k) Plan
Source: https://planprovider.pro/companies/guaranty-bancshares-inc-401k-plan

> Guaranty Bancshares, INC.'s 401(k) plan: 492 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Guaranty Bancshares, INC.

- **Sponsor EIN:** 751656431

- **Sponsor Address:** 16475 DALLAS PARKWAY, DALLAS, TX, 75001

- **Plan Type:** 401(k)

- **Total Participants:** 492

- **Total Assets:** $60.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|492|$60.9M|$1.6M|$2.5M|

| 2023|499|$59.3M|$1.6M|$2.5M|

| 2022|502|$61.5M|$1.6M|$2.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| NEWPORT GROUP, INC.|RECORDKEEPER|$52,585|—|$52,585|

| FCG INVESTMENT COMPANY|INVESTMENT ADVISOR|$47,950|—|$47,950|

| WHITLEY PENN LLP|AUDITOR|$36,565|—|$36,565|

| FINANCIAL CONSULTING GROUP|CONSULTING|$17,124|—|$17,124|

| NEWPORT TRUST COMPANY|TRUSTEE|$17,102|—|$17,102|

| GENEOS WEALTH MANAGEMENT|INVESTMENT ADVISOR|$10,906|—|$10,906|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [WHITLEY PENN LLP](https://planprovider.pro/provider/whitley-penn-llp) — AUDITOR

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $182,232

- **Estimated Expense Ratio:** 0.299% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$182,232|$75,980|$39,046|$36,565|—|

| 2023|$166,371|$46,655|$51,571|$33,990|—|

| 2022|$167,355|$46,935|$73,007|—|$47,413|

## Similar Plans

- [Vantage Bank Texas](https://planprovider.pro/companies/vantage-bank-texas-401k-plan) — 481 participants

- [Texas Bank And Trust Company](https://planprovider.pro/companies/texas-bank-and-trust-company-401k-plan) — 504 participants

- [Cullen/Frost Bankers, INC.](https://planprovider.pro/companies/cullen-frost-bankers-inc-plan-002) — 480 participants

- [Texas Regional Bank](https://planprovider.pro/companies/texas-regional-bank-401k-plan) — 515 participants

- [Texas Partners Bank](https://planprovider.pro/companies/texas-partners-bank-401k-plan) — 464 participants

- [Olney Bancshares Of Texas, INC.](https://planprovider.pro/companies/olney-bancshares-of-texas-inc-plan-001) — 524 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/guaranty-bancshares-inc-401k-plan)

© 2026 PlanProvider.Pro