# Great Lakes Bay Health Centers 403(b) Plan
Source: https://planprovider.pro/companies/great-lakes-bay-health-centers-403b-plan

> Great Lakes Bay Health Centers's 403(b) plan: 672 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Great Lakes Bay Health Centers

- **Sponsor EIN:** 381908328

- **Sponsor Address:** 501 LAPEER AVENUE, SAGINAW, MI, 486071255

- **Plan Type:** 403(b)

- **Total Participants:** 672

- **Total Assets:** $51.0M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** Yes

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|672|$51.0M|$2.1M|$2.6M|

| 2023|611|$42.9M|$2.0M|$2.3M|

| 2022|583|$36.9M|$1.8M|$2.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| LINCOLN NATIONAL CORPORATION|SERVICE PROVIDER|$108,705|—|$108,705|

| NFP RETIREMENT, INC|INVESTMENT ADVISORY|$43,333|—|$43,333|

| YEO AND YEO CPAS|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [LINCOLN NATIONAL CORPORATION](https://planprovider.pro/provider/lincoln-financial-group) — SERVICE PROVIDER

- [NFP RETIREMENT, INC](https://planprovider.pro/provider/accelerate-retirement) — INVESTMENT ADVISORY

- [YEO AND YEO CPAS](https://planprovider.pro/provider/yeo-and-yeo-pc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $152,038

- **Estimated Expense Ratio:** 0.298% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$85,923|—|$85,923|—|—|

| 2023|$77,414|—|$77,414|—|—|

| 2022|$73,669|—|$73,669|—|—|

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