# Grayco, INC. 401(k) Plan
Source: https://planprovider.pro/companies/grayco-inc-401k-plan

> Grayco, INC.'s 401(k) plan: 157 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Grayco, INC.

- **Sponsor EIN:** 541629254

- **Sponsor Address:** 1700 BAYBERRY COURT STE 300, RICHMOND, VA, 23226

- **Plan Type:** 401(k)

- **Total Participants:** 157

- **Total Assets:** $21.0M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|157|$21.0M|$461,968|$612,820|

| 2023|144|$19.6M|$417,464|$547,625|

| 2022|130|$15.4M|$376,807|$468,910|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INSURANCE COMPANY A|RECORDKEEPER|$58,864|—|$58,864|

| RAYMOND JAMES & ASSOCIATES|INVESTMENT ADVISOR|$40,011|—|$40,011|

| KOSITZKA, WICKS AND COMPANY (KWC)|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [KOSITZKA, WICKS AND COMPANY (KWC)](https://planprovider.pro/provider/kositzka-wicks-and-company) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $98,875

- **Estimated Expense Ratio:** 0.471% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$59,147|$2,970|$938|—|—|

| 2023|$49,052|—|—|—|—|

| 2022|$28,312|—|$28,312|—|—|

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