# Gaines And Company, INC. 401(k) Plan
Source: https://planprovider.pro/companies/gaines-and-company-inc-401k-plan

> Gaines And Company, INC.'s 401(k) plan: 219 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Gaines And Company, INC.

- **Sponsor EIN:** 520636385

- **Sponsor Address:** 112 WESTMINSTER PIKE, REISTERTOWN, MD, 21136

- **Plan Type:** 401(k)

- **Total Participants:** 219

- **Total Assets:** $30.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|219|$30.4M|$901,901|$1.3M|

| 2023|231|$26.5M|$948,921|$1.3M|

| 2022|237|$22.2M|$979,424|$1.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| GORFINE SCHILLER & GARDYN|Auditor|$19,400|—|$19,400|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [GORFINE SCHILLER & GARDYN](https://planprovider.pro/provider/gorfine-schiller-and-gardyn-pa) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $19,400

- **Estimated Expense Ratio:** 0.064% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$102,865|$34,102|—|$19,400|—|

| 2023|$89,391|$33,108|—|$13,000|—|

| 2022|$87,351|—|—|—|—|

## Similar Plans

- [Shafer, Troxell & Howe, INC.](https://planprovider.pro/companies/shafer-troxell-howe-inc-401k-plan) — 69 participants

- [Wml Corp.](https://planprovider.pro/companies/wml-corp-401k-plan) — 0 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/gaines-and-company-inc-401k-plan)

© 2026 PlanProvider.Pro