# Frontier Bancshares, INC. 401(k) Plan
Source: https://planprovider.pro/companies/frontier-bancshares-inc-401k-plan

> Frontier Bancshares, INC.'s 401(k) plan: 202 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Frontier Bancshares, INC.

- **Sponsor EIN:** 204157185

- **Sponsor Address:** 600 WEST 5TH STREET, AUSTIN, TX, 78701

- **Plan Type:** 401(k)

- **Total Participants:** 202

- **Total Assets:** $20.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|202|$20.7M|$623,754|$1.2M|

| 2023|194|$18.2M|$578,866|$1.1M|

| 2022|193|$14.7M|$562,854|$1.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNU INSURANCE COMPANY AMER|RECORDKEEPER|$8,703|—|$8,703|

| PENTEGRA SERVICES INC|CONTRACT ADMIN|$5,070|—|$5,070|

| ATCHLEY & ASSOCIATES, LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ATCHLEY & ASSOCIATES, LLP](https://planprovider.pro/provider/atchley-and-associates-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $13,773

- **Estimated Expense Ratio:** 0.066% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$12,828|—|—|—|—|

| 2023|$27,393|—|$3,105|—|—|

| 2022|$38,322|—|$810|—|$8,595|

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