# Four Winds Concrete, INC Health & Welfare Plan
Source: https://planprovider.pro/companies/four-winds-concrete-inc-900180806-501

> Four Winds Concrete, INC's Health & Welfare plan: 63 participants, plan year 2025 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** Four Winds Concrete, INC

- **Sponsor EIN:** 900180806

- **Sponsor Address:** 925 HARVARD AVE., BETHLEHEM, PA, 18015

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 63

- **Total Assets:** $15,573

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|63|$15,573|$0|$0|

| 2024|68|$131,545|$751,066|$92,652|

| 2023|36|$130,453|$34,845|$6,633|

| 2022|37|$120,251|$407,535|$36,048|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| THE BENECON GROUP, LLC|Investment Advisor|$67,945|—|$67,945|

| BSI CORPORATE BENEFITS, LLC|Investment Advisor|$50,464|—|$50,464|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $118,409

- **Estimated Expense Ratio:** 760.348% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$1,154,324|—|—|—|—|

| 2024|$880,844|—|—|—|—|

| 2023|$33,640|—|—|—|—|

| 2022|$342,590|—|—|—|—|

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