# First National Bank Of Central Texas 401(k) Plan
Source: https://planprovider.pro/companies/first-national-bank-of-central-texas-401k-plan

> First National Bank Of Central Texas's 401(k) plan: 109 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** First National Bank Of Central Texas

- **Sponsor EIN:** 740766260

- **Sponsor Address:** 1835 N. VALLEY MILLS DR., WACO, TX, 76710

- **Plan Type:** 401(k)

- **Total Participants:** 109

- **Total Assets:** $16.5M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|109|$16.5M|$429,858|$644,014|

| 2023|99|$14.4M|$389,832|$601,083|

| 2022|97|$12.4M|$343,696|$524,237|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| JRBT, PC|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $0

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$63,710|$57,597|—|—|—|

| 2023|$56,128|$47,712|—|—|—|

| 2022|$47,141|$43,903|$3,238|—|—|

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