# First National Bank And Trust Company 401(k) Plan
Source: https://planprovider.pro/companies/first-national-bank-and-trust-company-401k-plan

> First National Bank And Trust Company's 401(k) plan: 123 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** First National Bank And Trust Company

- **Sponsor EIN:** 730130930

- **Sponsor Address:** 405 WEST MAIN STREET, ARDMORE, OK, 73401

- **Plan Type:** 401(k)

- **Total Participants:** 123

- **Total Assets:** $30.8M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|123|$30.8M|$268,922|$383,091|

| 2023|135|$28.5M|$258,907|$378,371|

| 2022|121|$25.6M|$1.5M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FINLEY & COOK|Auditor|$14,734|—|$14,734|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $14,734

- **Estimated Expense Ratio:** 0.048% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$185,834|—|—|$14,734|—|

| 2023|$143,593|—|—|—|—|

| 2022|$145,856|$67,175|—|—|$59,782|

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