# First Commonwealth Financial Corporation 401(k) Plan
Source: https://planprovider.pro/companies/first-commonwealth-financial-corporation-401k-plan

> First Commonwealth Financial Corporation's 401(k) plan: 1,763 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** First Commonwealth Financial Corporation

- **Sponsor EIN:** 251428528

- **Sponsor Address:** 22 NORTH SIXTH STREET, INDIANA, PA, 157011802

- **Plan Type:** 401(k)

- **Total Participants:** 1,763

- **Total Assets:** $176.1M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,763|$176.1M|$3.4M|$8.3M|

| 2023|1,475|$154.2M|$3.1M|$7.9M|

| 2022|1,445|$127.5M|$2.8M|$7.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$126,764|—|$126,764|

| STRATEGIC ADVISORS, INC.|ADVISOR|$69,752|—|$69,752|

| MERCER INVESTMENTS LLC|CONSULTANT|$40,000|—|$40,000|

| BAKER TILLY|ACCOUNTANT/AUDITOR|$15,550|—|$15,550|

| BAKER TILLY US LLP|Auditor|$15,550|—|$15,550|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [STRATEGIC ADVISORS, INC.](https://planprovider.pro/provider/creative-planning) — ADVISOR

- [BAKER TILLY US LLP](https://planprovider.pro/provider/baker-tilly-us-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $267,616

- **Estimated Expense Ratio:** 0.152% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$252,066|$69,752|—|$15,550|—|

| 2023|$245,243|$56,962|—|$15,050|—|

| 2022|$243,087|$48,548|—|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/first-commonwealth-financial-corporation-401k-plan)

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