# First Citizens National Bank 401(k) Plan
Source: https://planprovider.pro/companies/first-citizens-national-bank-plan-003

> First Citizens National Bank's 401(k) plan: 277 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** First Citizens National Bank

- **Sponsor EIN:** 620201100

- **Sponsor Address:** 1 FIRST CITIZENS PLAZA, DYERSBURG, TN, 380250370

- **Plan Type:** 401(k)

- **Total Participants:** 277

- **Total Assets:** $36.9M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|277|$36.9M|$680,070|$1.4M|

| 2023|273|$32.6M|$669,709|$1.4M|

| 2022|283|$30.5M|$1.1M|$1.3M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ATA, PC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ATA, PC](https://planprovider.pro/provider/ata-pc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $0

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$140,018|$20,347|$96,087|—|—|

| 2023|$125,654|—|$47,451|—|—|

| 2022|$124,180|$18,452|$46,105|—|$59,623|

## Similar Plans

- [First Citizens National Bank](https://planprovider.pro/companies/first-citizens-national-bank-plan-002) — 280 participants

- [Banctenn Corp](https://planprovider.pro/companies/banctenn-corp-401k-plan) — 274 participants

- [Citizens Bancorp Investment, INC.](https://planprovider.pro/companies/citizens-bancorp-investment-inc-plan) — 281 participants

- [Independent Bank](https://planprovider.pro/companies/independent-bank-401k-plan-001-0983) — 258 participants

- [Commercial Bancgroup, INC.](https://planprovider.pro/companies/commercial-bancgroup-inc-401k-plan) — 298 participants

- [Southeast Bancorp, INC.](https://planprovider.pro/companies/southeast-bancorp-inc-plan) — 304 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/first-citizens-national-bank-plan-003)

© 2026 PlanProvider.Pro