# First Breckinridge Bancshares, INC. 401(k) Plan
Source: https://planprovider.pro/companies/first-breckinridge-bancshares-inc-401k-plan

> First Breckinridge Bancshares, INC.'s 401(k) plan: 379 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** First Breckinridge Bancshares, INC.

- **Sponsor EIN:** 611035990

- **Sponsor Address:** 240 NORTH 1ST STREET, IRVINGTON, KY, 40146

- **Plan Type:** 401(k)

- **Total Participants:** 379

- **Total Assets:** $29.5M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|379|$29.5M|$772,624|$1.3M|

| 2023|372|$26.7M|$727,525|$1.2M|

| 2022|356|$22.8M|$669,082|$1.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INSURANCE COMPANY|RECORDKEEPER|$43,084|—|$43,084|

| EMPOWER ADVISORY GROUP, LLC|INVESTMENT MGMT|$15,632|—|$15,632|

| JONE, NALE & MATTINGLY PLC|AUDITOR|$14,000|—|$14,000|

| JONES, NALE & MATTINGLY|Auditor|$14,000|—|$14,000|

| NOVA 401(K) ASSOCIATES|CONTRACT ADMIN|$11,574|—|$11,574|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [JONES, NALE & MATTINGLY](https://planprovider.pro/provider/jones-nale-and-mattingly-plc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $98,290

- **Estimated Expense Ratio:** 0.333% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$82,060|$15,632|$11,574|$14,000|—|

| 2023|$52,582|$12,480|—|—|—|

| 2022|$137,213|—|$137,213|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/first-breckinridge-bancshares-inc-401k-plan)

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