# Cendak Cooperative 401(k) Plan
Source: https://planprovider.pro/companies/fessenden-cooperative-association-401k-plan

> Cendak Cooperative's 401(k) plan: 168 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Cendak Cooperative

- **Sponsor EIN:** 450213664

- **Sponsor Address:** 900 SOUTH RAILWAY, FESSENDEN, ND, 58438

- **Plan Type:** 401(k)

- **Total Participants:** 168

- **Total Assets:** $18.1M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|168|$18.1M|$485,967|$941,561|

| 2023|84|$10.2M|$238,839|$440,317|

| 2022|84|$9.4M|$242,797|$466,475|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MILLIMAN, INC.|NONE|$40,609|—|$40,609|

| WIDMER ROEL|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MILLIMAN, INC.](https://planprovider.pro/provider/milliman) — NONE

- [WIDMER ROEL](https://planprovider.pro/provider/widmer-roel-pc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $40,609

- **Estimated Expense Ratio:** 0.225% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$50,740|—|—|—|—|

| 2023|—|—|—|—|—|

| 2022|—|—|—|—|—|

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