# Fentura Financial INC. 401(k) Plan
Source: https://planprovider.pro/companies/fentura-financial-inc-401k-plan

> Fentura Financial INC.'s 401(k) plan: 216 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Fentura Financial INC.

- **Sponsor EIN:** 382806518

- **Sponsor Address:** 175 NORTH LEROY STREET, FENTON, MI, 48430

- **Plan Type:** 401(k)

- **Total Participants:** 216

- **Total Assets:** $25.5M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|216|$25.5M|$704,169|$1.4M|

| 2023|226|$24.7M|$861,557|$1.3M|

| 2022|211|$20.0M|$743,722|$1.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| TRANSAMERICA RETIREMENT SOLUTIONS L|RECORDKEEPER|$49,444|—|$49,444|

| ONEDIGITAL INVESTMENT ADVISORS|INVESTMENT ADVISORY - PL|$41,419|—|$41,419|

| MANER COSTERISAN|AUDIT|$13,225|—|$13,225|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [TRANSAMERICA RETIREMENT SOLUTIONS L](https://planprovider.pro/provider/transamerica) — RECORDKEEPER

- [ONEDIGITAL INVESTMENT ADVISORS](https://planprovider.pro/provider/epic-retirement-plan-services) — INVESTMENT ADVISORY - PL

- [MANER COSTERISAN](https://planprovider.pro/provider/maner-costerisan-pc) — AUDIT

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $104,088

- **Estimated Expense Ratio:** 0.408% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$109,716|$28,420|—|$20,500|—|

| 2023|$131,401|$50,105|—|$20,500|—|

| 2022|$100,627|—|—|—|$100,627|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/fentura-financial-inc-401k-plan)

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