# Farmers And Merchants Trust Company DB Plan
Source: https://planprovider.pro/companies/farmers-and-merchants-trust-company-plan-001

> Farmers And Merchants Trust Company's DB plan: 43 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Farmers And Merchants Trust Company

- **Sponsor EIN:** 230570230

- **Sponsor Address:** PO BOX 6010, CHAMBERSBURG, PA, 17201

- **Plan Type:** DB

- **Total Participants:** 43

- **Total Assets:** $14.7M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|43|$14.7M|$0|$0|

| 2023|45|$14.0M|$0|$0|

| 2022|47|$13.8M|$0|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| SMITH ELLIOTT KEARNS & COMPANY, LLC|Auditor|$13,800|—|$13,800|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [SMITH ELLIOTT KEARNS & COMPANY, LLC](https://planprovider.pro/provider/smith-elliott-kearns-and-company-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $13,800

- **Estimated Expense Ratio:** 0.094% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$62,564|—|—|$13,800|—|

| 2023|$70,252|$6,708|—|$13,170|—|

| 2022|$71,096|$9,154|—|—|$45,299|

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