# F & M Bancshares, INC. 401(k) Plan
Source: https://planprovider.pro/companies/f-m-bancshares-inc-401k-plan

> F & M Bancshares, INC.'s 401(k) plan: 96 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** F & M Bancshares, INC.

- **Sponsor EIN:** 730956567

- **Sponsor Address:** 13900 N. PORTLAND, SUITE 130, OKLAHOMA CITY, OK, 73134

- **Plan Type:** 401(k)

- **Total Participants:** 96

- **Total Assets:** $12.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|96|$12.9M|$349,416|$454,820|

| 2023|103|$10.8M|$346,763|$451,728|

| 2022|98|$9.2M|$318,814|$423,386|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FINLEY & COOK P.L.L.C|Auditor|—|—|$0|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $0

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$91,369|$89,311|$2,058|—|—|

| 2023|$108,151|$77,641|$12,228|—|—|

| 2022|$107,787|$95,752|$12,035|—|—|

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