# Esl Federal Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/esl-federal-credit-union-401k-plan

> Esl Federal Credit Union's 401(k) plan: 958 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Esl Federal Credit Union

- **Sponsor EIN:** 161490324

- **Sponsor Address:** 225 CHESTNUT STREET, ROCHESTER, NY, 14604

- **Plan Type:** 401(k)

- **Total Participants:** 958

- **Total Assets:** $164.6M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|958|$164.6M|$5.2M|$8.7M|

| 2023|945|$144.9M|$3.0M|$8.1M|

| 2022|893|$113.9M|$2.8M|$7.6M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| T ROWE PRICE RPS INC|NONE|$90,130|—|$90,130|

| BONADIO & CO. LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [BONADIO & CO. LLP](https://planprovider.pro/provider/bonadio-and-co-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $90,130

- **Estimated Expense Ratio:** 0.055% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$89,842|—|—|—|—|

| 2023|$88,487|—|—|—|—|

| 2022|$86,006|—|—|—|—|

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