# Esl Federal Credit Union Health & Welfare Plan
Source: https://planprovider.pro/companies/esl-federal-credit-union-161490324-506

> Esl Federal Credit Union's Health & Welfare plan: 139 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Esl Federal Credit Union

- **Sponsor EIN:** 161490324

- **Sponsor Address:** 225 CHESTNUT STREET, ROCHESTER, NY, 14604

- **Plan Type:** Health & Welfare

- **Plan Number:** 506

- **Total Participants:** 139

- **Total Assets:** $8.2M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|139|$8.2M|$0|$0|

| 2023|129|$7.7M|$0|$1.3M|

| 2022|118|$7.0M|$0|$1.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CHARLES SCHWAB BANK|Recordkeeper|$5,563|—|$5,563|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [CHARLES SCHWAB BANK](https://planprovider.pro/provider/charles-schwab-and-co-inc) — Recordkeeper

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $5,563

- **Estimated Expense Ratio:** 0.068% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$8,645|—|—|—|—|

| 2023|$1,891,107|—|—|—|—|

| 2022|$1,505,849|—|—|—|—|

## Similar Plans

- [Broadview Federal Credit Union](https://planprovider.pro/companies/broadview-federal-credit-union-401k-plan-003) — 1,435 participants

- [Hudson Valley Credit Union](https://planprovider.pro/companies/hudson-valley-credit-union-401k-plan) — 1,365 participants

- [Esl Federal Credit Union](https://planprovider.pro/companies/esl-federal-credit-union-401k-plan) — 958 participants

- [United Nations Federal Credit Union](https://planprovider.pro/companies/united-nations-federal-credit-union-401k-plan) — 900 participants

- [Teachers Federal Credit Union](https://planprovider.pro/companies/teachers-federal-credit-union-401k-plan) — 874 participants

- [Bethpage Federal Credit Union](https://planprovider.pro/companies/bethpage-federal-credit-union-401k-plan) — 853 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/esl-federal-credit-union-161490324-506)

© 2026 PlanProvider.Pro