# Ernest Spencer Metals, INC. 401(k) Plan
Source: https://planprovider.pro/companies/ernest-spencer-metals-inc-401k-plan

> Ernest Spencer Metals, INC.'s 401(k) plan: 159 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Ernest Spencer Metals, INC.

- **Sponsor EIN:** 481134102

- **Sponsor Address:** 3323 EAST 82ND STREET, MERIDEN, KS, 66512

- **Plan Type:** 401(k)

- **Total Participants:** 159

- **Total Assets:** $4.3M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|159|$4.3M|$87,134|$433,057|

| 2023|154|$3.7M|$71,785|$395,306|

| 2022|140|$3.0M|$67,682|$335,533|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CHANGE PATH LLC|INVESTMENT ADVISOR|$19,743|—|$19,743|

| EMPOWER ANNUITY INSURANCE COMPANY|RECORDKEEPER|$18,064|—|$18,064|

| ERP NATIONAL LLC|CONTRACT ADMIN|$8,836|$3,948|$12,784|

| SUMMERS SPENCER & COMPANY, PA|AUDITOR|$12,250|—|$12,250|

| SSC CPAS, P.A.|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [SSC CPAS, P.A.](https://planprovider.pro/provider/ssc-cpas-pa) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $62,841

- **Estimated Expense Ratio:** 1.446% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$61,179|—|—|—|—|

| 2023|$50,636|—|—|—|—|

| 2022|$48,948|—|—|—|$48,948|

## Similar Plans

- [Pearson Construction, LLC](https://planprovider.pro/companies/pearson-construction-llc-401k-plan) — 341 participants

- [Kansas Construction Trades Open End Pension Trust Fund](https://planprovider.pro/companies/kansas-construction-trades-open-end-pension-trust-plan) — 768 participants

- [Performance Contracting Group, INC.](https://planprovider.pro/companies/performance-contracting-group-inc-401k-plan-004) — 1,366 participants

- [Overland Contracting INC.](https://planprovider.pro/companies/overland-contracting-inc-401k-plan) — 1,906 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/ernest-spencer-metals-inc-401k-plan)

© 2026 PlanProvider.Pro