# Employers & Operating Engineers Local 520 Health Health & Welfare Plan
Source: https://planprovider.pro/companies/employers-operating-engineers-local-520-health-376046408-501

> Employers & Operating Engineers Local 520 Health's Health & Welfare plan: 897 participants, plan year 2024 financials, providers, and benchmarks from Form 55…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Employers & Operating Engineers Local 520 Health

- **Sponsor EIN:** 376046408

- **Sponsor Address:** 1472 N GREEN MOUNT ROAD, OFALLON, IL, 62269

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 897

- **Total Assets:** $64.1M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|897|$64.1M|$24.0M|$3.4M|

| 2023|787|$57.0M|$21.3M|$3.3M|

| 2022|768|$50.7M|$19.3M|$3.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CIGNA HEALTH AND LIFE INSURANCE COM|Recordkeeper|$645,025|—|$645,025|

| SEGAL COMPANY|Actuary|$104,127|—|$104,127|

| RHONDA BAUER|Other Service Provider|$87,203|—|$87,203|

| JULIE VISINTINE|Other Service Provider|$50,927|—|$50,927|

| MELISSA BAUER|Other Service Provider|$48,330|—|$48,330|

| JAYNA KING|Other Service Provider|$45,602|—|$45,602|

| LYNN KAELIN|Other Service Provider|$42,273|—|$42,273|

| LAURA SPROCK|Other Service Provider|$41,905|—|$41,905|

| COMMERCE TRUST COMPANY|Investment Advisor|$36,171|—|$36,171|

| SCHEFFEL BOYLE|Other Service Provider|$31,485|—|$31,485|

| SYSTEMS DESIGN ASSOCIATES|Other Service Provider|$23,213|—|$23,213|

| HAMMOND & SHINNERS, P.C.|ERISA Attorney|$19,192|—|$19,192|

| F/M INVESTMENTS LLC|Investment Advisor|$14,319|—|$14,319|

| AMALGAMATED|Other Service Provider|$7,467|—|$7,467|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $1,197,239

- **Estimated Expense Ratio:** 1.867% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,288,721|$58,444|—|$21,500|—|

| 2023|$1,227,417|$58,407|—|$20,800|—|

| 2022|$1,229,124|$59,586|—|—|$222,919|

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