# Emc Insurance Companies 401(k) Plan
Source: https://planprovider.pro/companies/employers-mutual-casualty-company-401k-plan

> Emc Insurance Companies's 401(k) plan: 2,130 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Emc Insurance Companies

- **Sponsor EIN:** 420234980

- **Sponsor Address:** 717 MULBERRY STREET, DES MOINES, IA, 503093810

- **Plan Type:** 401(k)

- **Total Participants:** 2,130

- **Total Assets:** $555.0M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|2,130|$555.0M|$8.7M|$22.9M|

| 2023|2,204|$524.9M|$8.4M|$22.6M|

| 2022|2,206|$466.4M|$7.9M|$21.5M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INSURANCE COMPANY|RECORDKEEPER|$246,420|—|$246,420|

| FORVIS MAZARS, LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FORVIS MAZARS, LLP](https://planprovider.pro/provider/forvis-mazars-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $246,420

- **Estimated Expense Ratio:** 0.044% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$85,945|—|—|—|—|

| 2023|$293,639|—|—|—|—|

| 2022|$277,437|—|—|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/employers-mutual-casualty-company-401k-plan)

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