# Emcc Veba Retiree Medical Benefit Master Trust 401(k) Plan
Source: https://planprovider.pro/companies/emcc-veba-retiree-medical-benefit-master-trust-421487090-502

> Emcc Veba Retiree Medical Benefit Master Trust's 401(k) plan: 1,212 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Emcc Veba Retiree Medical Benefit Master Trust

- **Sponsor EIN:** 421487090

- **Sponsor Address:** 717 MULBERRY STREET, DES MOINES, IA, 50309

- **Plan Type:** 401(k)

- **Plan Number:** 502

- **Total Participants:** 1,212

- **Total Assets:** $42.9M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,212|$42.9M|$0|$0|

| 2023|1,246|$42.0M|$0|$0|

| 2022|1,296|$40.8M|$0|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| WILLIS TOWERS WATSON|Other Service Provider|$39,792|—|$39,792|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $39,792

- **Estimated Expense Ratio:** 0.093% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$986,210|—|$96,614|—|—|

| 2023|$1,207,950|—|$48,747|—|—|

| 2022|-$1,034,180|—|$71,245|—|—|

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