# Ef Services, INC. 401(k) Plan
Source: https://planprovider.pro/companies/ef-services-inc-401k-plan

> Ef Services, INC.'s 401(k) plan: 2,624 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Ef Services, INC.

- **Sponsor EIN:** 043534772

- **Sponsor Address:** TWO EDUCATION CIRCLE, CAMBRIDGE, MA, 02141

- **Plan Type:** 401(k)

- **Total Participants:** 2,624

- **Total Assets:** $230.2M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|2,624|$230.2M|$4.0M|$17.8M|

| 2023|2,635|$184.9M|$3.7M|$16.0M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MORGAN STANLEY SMITH BARNEY LLC|INVESTMENT ADVISOR|$70,116|—|$70,116|

| TSS FINANCIAL PARTNERS, LLP|ACCOUNTANT/AUDITOR|$17,600|—|$17,600|

| TYLER, SIMMS & ST. SAUVEUR, CPAS|ACCOUNTANT/AUDITOR|$12,000|—|$12,000|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [MORGAN STANLEY SMITH BARNEY LLC](https://planprovider.pro/provider/morgan-stanley) — INVESTMENT ADVISOR

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $99,716

- **Estimated Expense Ratio:** 0.043% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$346,875|$70,116|$900|$29,600|—|

| 2023|$254,488|$67,330|$299|—|—|

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