# Dfcu Financial 401(k) Plan
Source: https://planprovider.pro/companies/dfcu-financial-401k-plan

> Dfcu Financial's 401(k) plan: 626 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Dfcu Financial

- **Sponsor EIN:** 381350130

- **Sponsor Address:** 400 TOWN CENTER DRIVE, DEARBORN, MI, 481262753

- **Plan Type:** 401(k)

- **Total Participants:** 626

- **Total Assets:** $130.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|626|$130.7M|$3.5M|$4.1M|

| 2023|598|$117.4M|$3.3M|$3.8M|

| 2022|505|$97.0M|$2.7M|$3.1M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| SCHWARTZ & CO.|INVESTMENT ADVISOR|$101,378|—|$101,378|

| DOEREN MAYHEW ASSURANCE|Auditor|$101,378|—|$101,378|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [DOEREN MAYHEW ASSURANCE](https://planprovider.pro/provider/doeren-mayhew-assurance) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $202,756

- **Estimated Expense Ratio:** 0.155% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$25,656|—|$300|$101,378|—|

| 2023|$28,489|$92,559|$1,200|—|—|

| 2022|$34,079|—|—|—|—|

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