# Cullen/Frost Bankers, INC. DB Plan
Source: https://planprovider.pro/companies/cullen-frost-bankers-inc-plan-002

> Cullen/Frost Bankers, INC.'s DB plan: 480 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Cullen/Frost Bankers, INC.

- **Sponsor EIN:** 741751768

- **Sponsor Address:** P.O. BOX 1600, SAN ANTONIO, TX, 78205

- **Plan Type:** DB

- **Total Participants:** 480

- **Total Assets:** $169.7M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|480|$169.7M|$0|$0|

| 2023|527|$174.6M|$0|$0|

| 2022|592|$158.2M|$0|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FROST BANK|PLAN SPONSOR|$518,299|—|$518,299|

| AON CONSULTING|NONE|$287,102|—|$287,102|

| ERNST & YOUNG LLP|NONE|$45,300|—|$45,300|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [AON CONSULTING](https://planprovider.pro/provider/alight-solutions) — NONE

- [ERNST & YOUNG LLP](https://planprovider.pro/provider/ernst-and-young-llp) — NONE

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $850,701

- **Estimated Expense Ratio:** 0.501% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$1,133,605|—|—|$45,300|—|

| 2023|$1,033,884|—|—|$41,000|—|

| 2022|$1,006,936|—|—|—|$246,142|

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