# Cuad Health Benefits Trust Health & Welfare Plan
Source: https://planprovider.pro/companies/cuad-health-benefits-trust-823520467-501

> Cuad Health Benefits Trust's Health & Welfare plan: 705 participants, plan year 2025 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2025.

## Plan Snapshot

- **Plan Sponsor:** Cuad Health Benefits Trust

- **Sponsor EIN:** 823520467

- **Sponsor Address:** 2005 N KAVANEY DRIVE SUITE 201, BISMARCK, ND, 58501

- **Plan Type:** Health & Welfare

- **Plan Number:** 501

- **Total Participants:** 705

- **Total Assets:** $9.0M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2025|705|$9.0M|$0|$0|

| 2024|704|$7.8M|$0|$11.1M|

| 2023|976|$5.6M|$0|$14.7M|

| 2022|654|$4.4M|$0|$14.5M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| CREDIT UNION ASSOC OF THE DAKOTAS|Other Service Provider|$64,000|—|$64,000|

| EIDE BAILLY LLP|Other Service Provider|$39,519|—|$39,519|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $103,519

- **Estimated Expense Ratio:** 1.153% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2025|$10,671,654|$107,012|$490,046|—|—|

| 2024|$1,082,986|$107,013|$476,098|—|—|

| 2023|$1,348,841|$143,263|$813,587|—|—|

| 2022|$1,451,920|$178,071|$941,498|—|$128,986|

## Similar Plans

- [Farmers Union Holding Company](https://planprovider.pro/companies/farmers-union-holding-company-plan) — 48 participants

- [Alerus Finanical, N.A.](https://planprovider.pro/companies/alerus-finanical-n-a-401k-plan) — 40 participants

- [Alerus Financial, N.A.](https://planprovider.pro/companies/alerus-financial-n-a-401k-plan) — 31 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/cuad-health-benefits-trust-823520467-501)

© 2026 PlanProvider.Pro