# Cretex Companies, INC. 401(k) Plan
Source: https://planprovider.pro/companies/cretex-companies-inc-401k-plan

> Cretex Companies, INC.'s 401(k) plan: 2,163 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Cretex Companies, INC.

- **Sponsor EIN:** 410207645

- **Sponsor Address:** 311 LOWELL AVE, ELK RIVER, MN, 553302508

- **Plan Type:** 401(k)

- **Total Participants:** 2,163

- **Total Assets:** $271.6M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|2,163|$271.6M|$12.8M|$12.7M|

| 2023|2,301|$247.7M|$17.0M|$12.3M|

| 2022|2,345|$203.3M|$12.9M|$11.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$198,230|—|$198,230|

| CLIFTONLARSONALLEN LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [CLIFTONLARSONALLEN LLP](https://planprovider.pro/provider/cliftonlarsonallen-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $198,230

- **Estimated Expense Ratio:** 0.073% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$198,230|—|$198,230|—|—|

| 2023|$166,530|—|$166,530|—|—|

| 2022|$99,760|—|$99,760|—|—|

## Similar Plans

- [The Wells Companies](https://planprovider.pro/companies/the-wells-companies-plan) — 2,296 participants

- [Cemstone Products Company](https://planprovider.pro/companies/cemstone-products-company-401k-plan-001) — 1,029 participants

- [Fabcon Companies, LLC](https://planprovider.pro/companies/fabcon-companies-llc-401k-plan) — 971 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/cretex-companies-inc-401k-plan)

© 2026 PlanProvider.Pro