# Credit Union One 401(k) Plan
Source: https://planprovider.pro/companies/credit-union-one-401k-plan

> Credit Union One's 401(k) plan: 338 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Credit Union One

- **Sponsor EIN:** 380536242

- **Sponsor Address:** 400 EAST 9 MILE ROAD, FERNDALE, MI, 482201774

- **Plan Type:** 401(k)

- **Total Participants:** 338

- **Total Assets:** $30.6M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|338|$30.6M|$411,880|$1.9M|

| 2023|328|$27.6M|$459,401|$1.7M|

| 2022|325|$23.2M|$394,840|$1.6M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INSURANCE COMPANY O|RECORDKEEPER|$63,174|—|$63,174|

| HANTZ FINANCIAL SERVICES INC|INVESTMENT ADVISOR|$43,609|—|$43,609|

| DOEREN MAYHEW ASSURANCE|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [DOEREN MAYHEW ASSURANCE](https://planprovider.pro/provider/doeren-mayhew-assurance) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $106,783

- **Estimated Expense Ratio:** 0.349% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$109,513|$46,339|—|—|—|

| 2023|$90,841|$37,461|—|—|—|

| 2022|$63,326|$38,882|$24,444|—|—|

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