# Cowles Company DB Plan
Source: https://planprovider.pro/companies/cowles-company-plan-001

> Cowles Company&#39;s DB plan: 90 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Cowles Company

- **Sponsor EIN:** 910420030

- **Sponsor Address:** 999 W RIVERSIDE AVE, SPOKANE, WA, 992011006

- **Plan Type:** DB

- **Total Participants:** 90

- **Total Assets:** $87.1M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|90|$87.1M|$9.9M|$0|

| 2023|96|$107.1M|$1.3M|$0|

| 2022|107|$107.0M|$5.0M|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| BANKERS TRUST COMPANY|TRUSTEE|$248,674|—|$248,674|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$186,970|—|$186,970|

| AGILIS|ACTUARY|$87,315|—|$87,315|

| D.A. DAVIDSON & CO.|INVESTMENT ADVISORY|$33,875|—|$33,875|

| DBT|ACCOUNTANT|$11,900|—|$11,900|

| DECORIA BLAIR & TEAGUE PS|Auditor|$11,900|—|$11,900|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [D.A. DAVIDSON & CO.](https://planprovider.pro/provider/da-davidson-and-co) — INVESTMENT ADVISORY

- [DECORIA BLAIR & TEAGUE PS](https://planprovider.pro/provider/decoria-blair-and-teague-ps) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $580,634

- **Estimated Expense Ratio:** 0.667% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$884,544|$33,875|$420,068|$11,900|—|

| 2023|$1,008,859|$20,000|$102,624|$11,000|—|

| 2022|$1,053,961|$19,822|$253,343|—|$9,900|

## Similar Plans

- [Seattle Times Company](https://planprovider.pro/companies/seattle-times-company-401k-plan) — 581 participants

- [Cowles Company](https://planprovider.pro/companies/cowles-company-401k-plan) — 652 participants

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