# Cowles Company Health & Welfare Plan
Source: https://planprovider.pro/companies/cowles-company-910420030-502

> Cowles Company's Health & Welfare plan: 491 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Cowles Company

- **Sponsor EIN:** 910420030

- **Sponsor Address:** 999 W RIVERSIDE AVE, SPOKANE, WA, 99201

- **Plan Type:** Health & Welfare

- **Plan Number:** 502

- **Total Participants:** 491

- **Total Assets:** $3.5M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|491|$3.5M|$3.3M|$1.3M|

| 2023|509|$3.5M|$3.0M|$1.3M|

| 2022|466|$3.3M|$2.4M|$1.5M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| UMR|Other Service Provider|$128,971|—|$128,971|

| KAISER PERMANENTE|Other Service Provider|$108,488|—|$108,488|

| DELTA DENTAL OF WASHINGTON|Other Service Provider|$37,929|—|$37,929|

| DECORIA MAICHEL & TEAGUE|Auditor|$22,600|—|$22,600|

| ALLIANT|Investment Advisor|$15,506|—|$15,506|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $313,494

- **Estimated Expense Ratio:** 8.916% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$810,468|$2,500|$275,388|$22,600|—|

| 2023|$773,472|$2,500|$282,953|$22,000|—|

| 2022|$737,012|$2,500|$285,187|—|$22,300|

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