# Cotton Holdings, INC. 401(k) Plan
Source: https://planprovider.pro/companies/cotton-holdings-inc-401k-plan

> Cotton Holdings, INC.'s 401(k) plan: 1,132 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Cotton Holdings, INC.

- **Sponsor EIN:** 264371554

- **Sponsor Address:** 840 WEST SAM HOUSTON PARKWAY NORTH, HOUSTON, TX, 77024

- **Plan Type:** 401(k)

- **Total Participants:** 1,132

- **Total Assets:** $22.1M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,132|$22.1M|$1.7M|$4.3M|

| 2023|1,015|$16.1M|$1.4M|$3.6M|

| 2022|990|$9.5M|$1.0M|$3.3M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$112,103|—|$112,103|

| GALLAGHER FIDUCIARY ADVISORS, LLC|INVESTMENT ADVISORY|—|$21,547|$21,547|

| HARPER & PEARSON COMPANY, P.C.|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [GALLAGHER FIDUCIARY ADVISORS, LLC](https://planprovider.pro/provider/arthur-j-gallagher-and-co) — INVESTMENT ADVISORY

- [HARPER & PEARSON COMPANY, P.C.](https://planprovider.pro/provider/harper-and-pearson-company-pc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $133,650

- **Estimated Expense Ratio:** 0.604% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$112,103|—|$112,103|—|—|

| 2023|$110,010|—|$110,010|—|—|

| 2022|$120,744|—|$120,744|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/cotton-holdings-inc-401k-plan)

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