# Commerce Bancshares, INC. 401(k) Plan
Source: https://planprovider.pro/companies/commerce-bancshares-inc-401k-plan

> Commerce Bancshares, INC.'s 401(k) plan: 4,874 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Commerce Bancshares, INC.

- **Sponsor EIN:** 430889454

- **Sponsor Address:** 8000 FORSYTH, ST. LOUIS, MO, 63105

- **Plan Type:** 401(k)

- **Total Participants:** 4,874

- **Total Assets:** $1.1B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|4,874|$1.1B|$20.2M|$38.1M|

| 2023|4,663|$981.5M|$19.2M|$36.4M|

| 2022|4,540|$883.3M|$18.6M|$34.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| STRATEGIC ADVISORS, INC.|ADVISOR|$235,194|—|$235,194|

| ARMANINO LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [STRATEGIC ADVISORS, INC.](https://planprovider.pro/provider/creative-planning) — ADVISOR

- [ARMANINO LLP](https://planprovider.pro/provider/armanino-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $235,194

- **Estimated Expense Ratio:** 0.021% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|-$102,822|$235,194|—|—|—|

| 2023|-$89,806|$176,488|—|—|—|

| 2022|$207,610|$228,289|-$20,679|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/commerce-bancshares-inc-401k-plan)

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