# Cole Papers, INC. 401(k) Plan
Source: https://planprovider.pro/companies/cole-papers-inc-401k-plan

> Cole Papers, INC.'s 401(k) plan: 215 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Cole Papers, INC.

- **Sponsor EIN:** 450129830

- **Sponsor Address:** 1300 38TH STREET NORTH, FARGO, ND, 581022802

- **Plan Type:** 401(k)

- **Total Participants:** 215

- **Total Assets:** $11.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|215|$11.4M|$28,219|$625,145|

| 2023|189|$9.7M|$25,380|$531,827|

| 2022|204|$8.6M|$26,295|$510,796|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ALERUS FINANCIAL, N.A.|NONE|$32,398|—|$32,398|

| WIDMER ROEL PC|Auditor|$2,000|—|$2,000|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ALERUS FINANCIAL, N.A.](https://planprovider.pro/provider/intellicents-inc) — NONE

- [WIDMER ROEL PC](https://planprovider.pro/provider/widmer-roel-pc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $34,398

- **Estimated Expense Ratio:** 0.302% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$34,398|—|—|$2,000|—|

| 2023|$31,840|—|—|—|—|

| 2022|$31,960|$29,771|$2,189|—|—|

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- [First International Bank & Trust](https://planprovider.pro/companies/first-international-bank-trust-401k-plan-003) — 616 participants

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