# Citizens Bank 401(k) Plan
Source: https://planprovider.pro/companies/citizens-bank-plan-003

> Citizens Bank's 401(k) plan: 143 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Citizens Bank

- **Sponsor EIN:** 390210030

- **Sponsor Address:** 301 NORTH ROCHESTER STREET, MUKWONAGO, WI, 53149

- **Plan Type:** 401(k)

- **Total Participants:** 143

- **Total Assets:** $22.2M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|143|$22.2M|$402,142|$923,233|

| 2023|157|$19.7M|$382,904|$910,275|

| 2022|165|$16.5M|$373,890|$829,128|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| SPECTRUM INVESTMENT ADVISORS INC|ADVISOR|$42,281|—|$42,281|

| REILLY, PENNER & BENTON, LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [REILLY, PENNER & BENTON, LLP](https://planprovider.pro/provider/reilly-penner-and-benton-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $42,281

- **Estimated Expense Ratio:** 0.190% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$46,118|$42,281|$3,837|—|—|

| 2023|$44,801|$38,913|$2,767|—|—|

| 2022|$53,550|$45,814|$7,736|—|—|

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