# Chippewa Luce Mackinac Community Action Human Resource Authority INC. 401(k) Plan
Source: https://planprovider.pro/companies/chippewa-luce-mackinac-community-action-human-resource-authority-inc-401k-plan

> Chippewa Luce Mackinac Community Action Human Resource Authority INC.'s 401(k) plan: 228 participants, plan year 2024 financials, providers, and benchmarks f…

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Chippewa Luce Mackinac Community Action Human Resource Authority INC.

- **Sponsor EIN:** 381798626

- **Sponsor Address:** 524 ASHMUN ST, SAULT STE MARIE, MI, 49783

- **Plan Type:** 401(k)

- **Total Participants:** 228

- **Total Assets:** $6.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** Yes

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|228|$6.9M|$320,252|$360,403|

| 2023|218|$6.3M|$266,717|$313,468|

| 2022|216|$6.1M|$236,030|$300,261|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| DGN, LLC|Auditor|$26,921|—|$26,921|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [DGN, LLC](https://planprovider.pro/provider/dgn-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $26,921

- **Estimated Expense Ratio:** 0.392% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$60,959|$32,515|$1,523|$26,921|—|

| 2023|$59,187|$23,406|$9,781|$26,000|—|

| 2022|$74,668|$20,594|$54,074|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/chippewa-luce-mackinac-community-action-human-resource-authority-inc-401k-plan)

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