# Cato Corporation 401(k) Plan
Source: https://planprovider.pro/companies/cato-corporation-401k-plan

> Cato Corporation's 401(k) plan: 2,792 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Cato Corporation

- **Sponsor EIN:** 560484485

- **Sponsor Address:** 8100 DENMARK ROAD, CHARLOTTE, NC, 28273

- **Plan Type:** 401(k)

- **Total Participants:** 2,792

- **Total Assets:** $72.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|2,792|$72.9M|$1.1M|$2.4M|

| 2023|2,642|$70.5M|$1.2M|$2.4M|

| 2022|2,737|$62.9M|$1.2M|$2.6M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| KESTRA ADVISORY SERVICES %NFP|INVESTMENT ADVISOR|$35,000|—|$35,000|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$17,950|—|$17,950|

| FORVIS MAZARS, LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [KESTRA ADVISORY SERVICES %NFP](https://planprovider.pro/provider/sentinel-group) — INVESTMENT ADVISOR

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [FORVIS MAZARS, LLP](https://planprovider.pro/provider/forvis-mazars-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $52,950

- **Estimated Expense Ratio:** 0.073% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$52,950|$35,000|—|—|—|

| 2023|$38,386|—|—|—|—|

| 2022|$61,690|—|—|—|—|

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