# Caterpillar INC. 401(k) Plan
Source: https://planprovider.pro/companies/caterpillar-inc-401k-plan-035

> Caterpillar INC.'s 401(k) plan: 44,489 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Caterpillar INC.

- **Sponsor EIN:** 370602744

- **Sponsor Address:** 5205 N. O'CONNOR BOULEVARD, IRVING, TX, 75039

- **Plan Type:** 401(k)

- **Total Participants:** 44,489

- **Total Assets:** $18.8B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|44,489|$18.8B|$487.0M|$455.7M|

| 2023|43,798|$16.5B|$442.9M|$419.1M|

| 2022|41,360|$13.8B|$405.1M|$377.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ALIGHT FINANCIAL ADVISORS, LLC|NONE|$4,763,101|—|$4,763,101|

| ALIGHT SOLUTIONS LLC|NONE|$1,436,587|—|$1,436,587|

| PERSHING LLC|NONE|—|$787,442|$787,442|

| STRATEGIC BENEFIT ADVISORS|NONE|$753,057|—|$753,057|

| NORTHERN TRUST COMPANY|TRUSTEE|$478,795|—|$478,795|

| CATERPILLAR INC|NONE|$407,731|—|$407,731|

| ALIGHT FINANCIAL SOLUTIONS, LLC|NONE|—|$266,875|$266,875|

| RUSSELL INVESTMENTS|NONE|$159,851|—|$159,851|

| PRICEWATERHOUSECOOPERS LLP|NONE|$138,509|—|$138,509|

| CEM BENCHMARKING INC|NONE|$31,827|—|$31,827|

| MERCER|NONE|$28,571|—|$28,571|

| AON CONSULTING|NONE|$7,334|—|$7,334|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ALIGHT FINANCIAL ADVISORS, LLC](https://planprovider.pro/provider/alight-solutions) — NONE

- [ALIGHT SOLUTIONS LLC](https://planprovider.pro/provider/alight-solutions) — NONE

- [PERSHING LLC](https://planprovider.pro/provider/northwestern-mutual) — NONE

- [ALIGHT FINANCIAL SOLUTIONS, LLC](https://planprovider.pro/provider/alight-solutions) — NONE

- [RUSSELL INVESTMENTS](https://planprovider.pro/provider/russell-investments) — NONE

- [PRICEWATERHOUSECOOPERS LLP](https://planprovider.pro/provider/pricewaterhousecoopers-llp) — NONE

- [AON CONSULTING](https://planprovider.pro/provider/alight-solutions) — NONE

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $9,259,680

- **Estimated Expense Ratio:** 0.049% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$8,205,536|$4,922,952|$753,057|$138,509|—|

| 2023|$7,438,384|$4,308,437|$761,546|$96,273|—|

| 2022|$7,939,546|$5,652,226|$940,930|—|$1,346,390|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/caterpillar-inc-401k-plan-035)

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