# Caterpillar INC. 401(k) Plan
Source: https://planprovider.pro/companies/caterpillar-inc-401k-plan-033

> Caterpillar INC.'s 401(k) plan: 6,852 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Caterpillar INC.

- **Sponsor EIN:** 370602744

- **Sponsor Address:** 5205 N. O'CONNOR BOULEVARD, IRVING, TX, 75039

- **Plan Type:** 401(k)

- **Total Participants:** 6,852

- **Total Assets:** $748.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|6,852|$748.9M|$17.5M|$20.5M|

| 2023|7,176|$678.5M|$24.3M|$21.7M|

| 2022|7,079|$578.1M|$13.9M|$18.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| ALIGHT FINANCIAL ADVISORS, LLC|NONE|$233,378|—|$233,378|

| ALIGHT SOLUTIONS LLC|NONE|$208,106|—|$208,106|

| STRATEGIC BENEFIT ADVISORS|NONE|$187,733|—|$187,733|

| PRICEWATERHOUSECOOPERS LLP|NONE|$58,764|—|$58,764|

| NORTHERN TRUST COMPANY|TRUSTEE|$50,149|—|$50,149|

| PERSHING LLC|NONE|—|$46,404|$46,404|

| CATERPILLAR INC|NONE|$16,636|—|$16,636|

| RUSSELL INVESTMENTS|NONE|$6,642|—|$6,642|

| ALIGHT FINANCIAL SOLUTIONS, LLC|NONE|—|$5,774|$5,774|

| MERCER|NONE|$5,051|—|$5,051|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ALIGHT FINANCIAL ADVISORS, LLC](https://planprovider.pro/provider/alight-solutions) — NONE

- [ALIGHT SOLUTIONS LLC](https://planprovider.pro/provider/alight-solutions) — NONE

- [PRICEWATERHOUSECOOPERS LLP](https://planprovider.pro/provider/pricewaterhousecoopers-llp) — NONE

- [PERSHING LLC](https://planprovider.pro/provider/northwestern-mutual) — NONE

- [RUSSELL INVESTMENTS](https://planprovider.pro/provider/russell-investments) — NONE

- [ALIGHT FINANCIAL SOLUTIONS, LLC](https://planprovider.pro/provider/alight-solutions) — NONE

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $818,637

- **Estimated Expense Ratio:** 0.109% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$769,084|$240,020|$187,733|$58,764|—|

| 2023|$719,811|$216,009|$190,275|$49,403|—|

| 2022|$736,863|$344,815|$133,119|—|$258,929|

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