# Cargurus, INC. 401(k) Plan
Source: https://planprovider.pro/companies/cargurus-inc-401k-plan

> Cargurus, INC.'s 401(k) plan: 1,053 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Cargurus, INC.

- **Sponsor EIN:** 043843478

- **Sponsor Address:** 2 CANAL PARK, CAMBRIDGE, MA, 02141

- **Plan Type:** 401(k)

- **Total Participants:** 1,053

- **Total Assets:** $138.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,053|$138.4M|$6.1M|$15.6M|

| 2023|1,042|$106.3M|$5.9M|$14.6M|

| 2022|966|$72.8M|$4.7M|$12.2M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$155,373|—|$155,373|

| MATTHEW J. BERNIER CPA LLC|ACCOUNTANT/AUDITOR|$8,146|—|$8,146|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $163,519

- **Estimated Expense Ratio:** 0.118% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$167,269|—|—|$8,146|—|

| 2023|$137,911|—|—|$7,331|—|

| 2022|$141,576|—|—|—|—|

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