# Capital One Financial Corporation 401(k) Plan
Source: https://planprovider.pro/companies/capital-one-financial-corporation-401k-plan

> Capital One Financial Corporation's 401(k) plan: 45,199 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Capital One Financial Corporation

- **Sponsor EIN:** 541719854

- **Sponsor Address:** 1680 CAPITAL ONE DRIVE, MCLEAN, VA, 221023491

- **Plan Type:** 401(k)

- **Total Participants:** 45,199

- **Total Assets:** $12.0B

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** Yes

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|45,199|$12.0B|$466.1M|$559.9M|

| 2023|44,933|$10.2B|$464.9M|$540.4M|

| 2022|48,855|$8.2B|$412.8M|$476.3M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| MERCER INVESTMENTS LLC|INVESTMENT ADVISOR|$2,972,635|—|$2,972,635|

| STRATEGIC ADVISORS, INC.|ADVISOR|$2,771,599|—|$2,771,599|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$609,538|—|$609,538|

| NEWPORT TRUST COMPANY|INVESTMENT ADVISOR|$135,000|—|$135,000|

| ERNST & YOUNG LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [STRATEGIC ADVISORS, INC.](https://planprovider.pro/provider/creative-planning) — ADVISOR

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [ERNST & YOUNG LLP](https://planprovider.pro/provider/ernst-and-young-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $6,488,772

- **Estimated Expense Ratio:** 0.054% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$14,288,715|$13,567,986|$17,400|—|—|

| 2023|$13,966,602|$9,661,169|$13,800|—|—|

| 2022|$16,549,766|$10,122,891|—|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/capital-one-financial-corporation-401k-plan)

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