# Capital District Beginnings, INC. 401(k) Plan
Source: https://planprovider.pro/companies/capital-district-beginnings-inc-141653112-001

> Capital District Beginnings, INC.'s 401(k) plan: 151 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Capital District Beginnings, INC.

- **Sponsor EIN:** 141653112

- **Sponsor Address:** 673 COLUMBIA TURNPIKE, EAST GREENBUSH, NY, 12061

- **Plan Type:** 401(k)

- **Plan Number:** 001

- **Total Participants:** 151

- **Total Assets:** $9.9M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|151|$9.9M|$207,140|$475,602|

| 2023|156|$9.2M|$190,612|$382,226|

| 2022|156|$9.2M|$182,009|$405,939|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER LIFE & ANNUITY INS CO OF NY|Recordkeeper|$40,150|—|$40,150|

| EQUITABLE ADVISORS LLC|Investment Advisor|—|$22,313|$22,313|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $62,463

- **Estimated Expense Ratio:** 0.632% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$42,506|—|—|—|—|

| 2023|$40,222|$2,061|$860|—|—|

| 2022|$44,548|—|$44,548|—|—|

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