# Canandaigua National Bank And Trust Company DC Plan
Source: https://planprovider.pro/companies/canandaigua-national-bank-trust-company-plan

> Canandaigua National Bank And Trust Company's DC plan: 671 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Canandaigua National Bank And Trust Company

- **Sponsor EIN:** 160373410

- **Sponsor Address:** 72 SOUTH MAIN STREET, CANANDAIGUA, NY, 14424

- **Plan Type:** DC

- **Total Participants:** 671

- **Total Assets:** $8.1M

## Key Plan Design Features

- **Auto-Enrollment:** No

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** No

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|671|$8.1M|$600,000|$0|

| 2023|689|$8.8M|$530,000|$0|

| 2022|668|$9.2M|$500,000|$0|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FREED MAXICK, CPAS|ACCOUNTANT|$13,000|—|$13,000|

| BENEFIT MANAGEMENT INC|PLAN ADMINISTRATOR|$8,776|—|$8,776|

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $21,776

- **Estimated Expense Ratio:** 0.267% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$24,976|—|$8,776|$13,000|—|

| 2023|—|—|—|—|—|

| 2022|—|—|—|—|—|

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